Check Cashing & Loans in Berea, OH

Services at Cash Stop Berea

Here is what our Berea location offers, from check cashing to prepaid debit cards.

How to get cash in Berea in 3 steps

1. 1

   Apply online in minutes at our secure request form, or walk into our Berea store at any hour since we are Open 24 Hours.

2. 2

   Review: checking your options is a soft credit check that does not affect your credit score. Lenders may verify your information, and approval is not guaranteed.

3. 3

   Get your cash: if you are approved, funds can be available as soon as the next business day when you apply online.

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Why Berea customers choose Cash Stop

Our Berea location is at 815 North Rocky River Drive, south of the airport. It is one of four Cash Stop stores, and the company has been in business since 1977. We are a member of the Lorain Chamber of Commerce, and our values are simple: customer satisfaction first, business integrity and honesty, hard work, courtesy, and clear communication.

• Open 24 Hours, so you can stop in at almost any time.
• Check cashing, loans, bill payment, money orders, and Western Union in one place.
• Courteous service and straight answers about every option.

Ohio short-term loan rules in plain English

Short-term loans in Ohio are governed by the Ohio Short-Term Loan Act, R.C. 1321.35 to 1321.48, as amended in 2019. Under that law, loans are $1,000 or less, and terms generally run from 91 days up to one year, repaid in installments.

Interest is capped at 28% per year, plus limited fees set by Ohio law. Check cashers in Ohio are licensed by the same state Division. You can read more about the rules on the Ohio Department of Commerce, Division of Financial Institutions website.

Serving Berea and nearby communities

Our Berea store serves customers in Berea and the communities around it, including Brook Park, Middleburg Heights, Olmsted Falls, Strongsville, and Parma. We are also close to the Cleveland Hopkins International Airport area and the Baldwin Wallace University area.

If you are looking for loans near Cleveland airport, our South of Airport counter is a convenient place to ask questions in person. Our other stores are in Lorain, Downtown Cleveland, and North Randall. You can see every location on our locations page.

What it costs and smarter alternatives

Fees depend on the service you choose and the size of the loan, so ask before you sign anything. Our team will explain the total cost, the repayment schedule, and any fees in plain language before you agree to anything.

Before you borrow, it helps to look at other options. Many people cover a short gap by budgeting with a prepaid card, setting up a payment plan with their utility company, asking a credit union about a small loan, or contacting local assistance programs. We are happy to help you compare, and you can always walk away from a loan that does not fit your budget.

• Ask for the full cost and payment schedule before you sign.
• Compare a cash advance with a payment plan from your utility provider.
• Use a Prepaid Visa or Insight MasterCard to keep spending within what you load.

Frequently asked questions – Cash Stop Berea

Other Cash Stop locations